A simple, no-hype plan: find your number, automate it, and leave it alone. Then go find your beach.
Free calculator. Takes about 2 minutes.
There are a ton of strategies out there. You don't need most of them. You need a place worth working toward, and a plan that runs itself.
The place, or the life, that keeps you motivated. It gives the money a job.
How much you need invested to live there for good. It takes a couple of minutes to figure out.
Low-cost index funds, automatic deposits, and time. Check in ten minutes a month.
Spend less than you make.
Invest the difference.
Give it time.
Your free retirement number calculator
Plug in what you spend and what you have. See your number and how long it could take to get there.
The whole plan in 11 short chapters, plus a one-weekend setup worksheet and the audio edition. No hype, no jargon.
"Beach" is a stand-in for whatever moves you. It could be the mountains, your hometown, or a place closer to the grandkids. Whatever yours is, make it real. Get a picture of it and put it on your phone or your fridge. It's a daily reminder of what matters.
For me it's a couple of places I've come to love over the years. It's that first cup of coffee looking out over the water. It's long dinners with family, and the yearly weekend with friends full of laughs.
Once you know where you're headed, the plan gets a lot easier to stick with.
You want financial freedom so you can spend more time at your beach, doing what you want, when you want.
Come right in. It's OK if your feet are sandy and your shorts are wet. Pull up a seat, relax and dig in. Glad you're here.